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| Fair Lending Statement
Discrimination with regard to housing or credit based on race, color, religion, sex, familial status, national origin or ancestry violates The Fair Housing Act and the Equal Credit Opportunity Act. Raincross Financial Services("RaincrossFinancial.com") is committed to complying with all applicable laws. RAINCROSS FINANCIAL SERVICES IS COMMITTED TO TREATING APPLICANTS AND BORROWERS EQUALLY AND WITH DIGNITY, REGARDLESS OF GENDER, RACE, AGE, OR SOCIO-ECONOMIC BACKGROUND. To evidence this commitment on the part of RaincrossFinancial.com, Raincross Financial Services: (i) has instituted and is committed to offering a variety of low and moderate income loan programs; (ii) has undertaken and is committed to the individual training and education of its employees and those with whom it does business to ensure that such employees and other individuals are fully conversant with program guidelines, are sensitive to the special needs of borrowers of limited economic means, and treat all borrowers equally regardless of gender, age, race, or socio-economic background; and (iii) has instituted and will continue to establish systems for monitoring the effectiveness and success of Raincross Financial Services’s efforts with respect to minority applicants and borrowers of limited means. To ensure the success of Raincross Financial’s commitment, its employees and all those who do business with Raincross Financial Services must be dedicated to fulfilling this commitment. Raincross Financial Services maintains and is committed to a policy of non-discrimination in mortgage lending. Prejudice or bias against individuals of low-to-moderate income or on the basis of race, color, religion, sex, age, familial status, national origin or ancestry is unlawful, immoral, and will not be tolerated by Raincross Financial Services.
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